NEACH Payments Group (NPG) is excited to announce the launch of its first BSA (Bank Secrecy Act) audit service, offering financial institutions (FIs) expert guidance in aligning BSA/AML (Anti-Money Laundering) compliance with the rapidly evolving payments landscape – as well as preparation for an upcoming Nacha Rules change in 2026. The new rule will require financial institutions to improve detection and prevention of credit push fraud. As fraud threats continue to grow, it is crucial for FIs to implement robust fraud detection measures and ensure compliance with these evolving regulatory requirements.
The recent focus on FRAML—the convergence of fraud and anti-money laundering—highlights the increasing need for an integrated approach to combating financial crime. At the February 6th ACAMS Connecticut Chapter Event: Back to the Future: The Future of Financial Crimes is Now, NEACH Payments Group’s President & CEO, Sean Carter, moderated a panel on this emerging trend, which emphasized the importance of data, AI advancements, and employee education in fraud and AML prevention efforts.
“Now is the perfect time for financial institutions to consider how integrating fraud detection and AML compliance can help them stay ahead of the upcoming Nacha Rule change,” said Mr. Carter. “This proactive approach will not only reduce risk but also provide institutions with the tools and strategies they need to protect their account holders and the ACH Network.”
The new Nacha Rule, set to take effect in 2026, will require financial institutions to improve detection and prevention of credit push fraud. As the panelists at ACAMS noted, the threat of fraud will only continue to grow. ODFIs and RDFIs have a shared responsibility to prioritize the security of ACH payments and ensure compliance.
NEACH Payments Group’s BSA/AML audits are conducted by experts who are not only payments professionals but also CAMS (Certified Anti-Money Laundering Specialists) certified, bringing a unique and valuable perspective to this critical compliance service.
Start Planning Today
With just over a year before the rule takes effect, it’s essential for financial institutions to begin preparing now. If your organization is unfamiliar with these changes or would like to discuss their potential impact, NEACH Payments Group is here to help.
For more information or to schedule an audit, contact NEACH Payments Group at info@neachgroup.com or call 781-321-1011.